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Banks approved 79% of requests for credit relief

July 23, 2026, 01:05 PMUpdated: July 23, 2026, 01:05 PM

The National Bank of Serbia said banks processed relief requests for 2,321 loans with about RSD 2.3bn in total debt in the first quarter. Banks accepted measures in 79% of cases; loss of employment was the most common reason given.

What matters

Loans reviewed

Requests were resolved for 2,321 loans with about RSD 2.3bn in debt.

Approval share

Banks accepted requests in 79% of processed cases; debt on those loans was RSD 1.9bn.

Most common reason

Loss of employment was cited in 53.7% of requests, followed by a significant income reduction at 19.2%.

Breakdown by publication

How sources frame this story

Sources in this card: 1

Mobile shows the first 1; the full breakdown is available on desktop.

N1
NBS statistics

N1: banks approve more than three quarters of relief requests

N1 reports NBS first-quarter data: 2,321 loans were covered by relief requests, 79% of processed requests were accepted, and the most common reason was job loss.

Read source

Overall takeaway

NBS statistics show that credit relief is more often approved, but the outcome depends on the specific request and the measure offered by the bank.

What this means for residents

Which loans dominate

Cash loans made up 76% of resolved requests, followed by overdrafts, working-capital loans and credit cards.

Not all requests were approved

Of 496 rejected requests, banks rejected 310 and customers did not accept offered measures in 186 cases.